We are not Lawyers, We are not Loss Assessors

We are Independent Insurance Experts to the Courts.

Has Your Insurance Claim Been Rejected by your insurance company?

At DeclinedClaims, we help private consumers and business consumers to avoid litigation and enhance commercial mutually beneficial settlements and outcomes.

The only Insurance Advocacy Company in Ireland

DeclinedClaims provides expert evaluation, advice and guidance to help resolve insurance disputes before they escalate into costly litigation.

Let’s Refine the Decline.

We read the insurance policy, We understand the insurance jargon and we help identify the strategy needed to move your claim forward.

Support for Individual Consumers & Business Consumers

Our objective is to avoid unnecessary litigation cost, protect commercial relationships and support fair, mutually beneficial settlements.

About US

Insurance Claims Disputes Need Insurance Expertise

Very often the answer to a disputed claim lies in the “insurance practice” box rather than the “legal” box. The policy wording is just a small part of the overall contract of insurance. It does not contain all the answers.

Declined Insurance Claim
Early Expert Evaluation Reports
Insurance Policy Wording Analysis
Claims Settlement & Resolution Guidance

Commercial Insurance Dispute Resolution
Litigation Support for Solicitors
Broker Referral & Advisory Support

Learn More About Us

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Declined Claims

When you need us:

You may need our help when your insurance company rejects your claim, voids your policy, fails to listen to your concerns, delays the claims process, offers an inadequate settlement, suggests that you are at fault, makes statements that are unfair or untrue, or otherwise frustrates your efforts to secure a fair and timely settlement.

Litigation Support for Solicitors & Barristers

Specialist insurance dispute support for solicitors and barristers handling complex or contested insurance claims. We provide expert evaluation, policy interpretation, claims handling insight and insurance…

Early Expert Evaluation Report

A structured review of your claim, policy wording, insurer correspondence and supporting evidence. Our report helps identify the key issues, possible weaknesses, strengths and next…

Initial Case Consultation

Start with a free telephone or video consultation. We listen to your story, review the background to the declined claim and help you understand whether…

Commercial Insurance

Guidance for SMEs, companies, charities, public bodies and commercial policyholders dealing with business interruption, property damage, liability, theft, flood, fire or underpaid claims.

Consumer Insurance

Support for individuals and families dealing with rejected home, life, mortgage protection, travel, motor, pet, fraud, theft, fire, flood, water damage or subsidence-related insurance claims.

See all

why choose us

Clear Guidance When Your Claim Has Been Declined

Insurance disputes can quickly become stressful, technical and confusing. Our aim is to give you a clear, practical view of your position before you decide what to do next.

Insurance Practice Expertise

We understand how insurers assess claims, apply policy wording and make decisions. This helps us understand declined claims from an insurance industry perspective.

Clear Strategy

We help organise the key documents, identify the insurer’s reason for refusal and explain the areas that may need further challenge or clarification.

Wider Specialist Support

Where required, we can call on a panel of lawyers and loss assessors to support more complex claim disputes.

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CASE COMPLETED

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IRISH OWNED

ABOUT COMPANY

Litigate or Mediate?

A declined claim can happen for many reasons, including alleged non-disclosure, policy exclusions, breach of policy conditions, missing documentation or disputes about the cause of damage.

We help you understand the reason given by the insurer and whether there are areas that should be reviewed, challenged or clarified.

Our Approach

We begin by reviewing the key documents, including your policy, claim correspondence, insurer decision letter and supporting evidence.

From there, we help identify the main issues and outline practical next steps.

Who We Help

We support individual consumers, business owners, property owners and professionals dealing with disputed or rejected insurance claims.

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